Read some tips on how to manage your money and fill in the gaps using the phrases below.
Write one letter in each gap.
Money management experts recommend a few rules:
Open a single bank account for the family to save on extra charges. Negotiate the [ ] bank clerk.
Have only one [ ]. Refrain from opening another one to have better control of spending.
Don’t spend more than you earn.
1/3 of your salary should go to rent/mortgage.
Pay yourself first! Open [ ].
Pay in full, not in instalments, for the items you buy.
Try to resist buying lavish gifts for family and friends' events.
Make [ ], as well as a shopping list, and follow them. Don’t go to the supermarket when you are hungry.
Don’t upgrade your electronics and mobile phones unless there's a need to do it. In the electronics store, you can buy floor models to save money.
Talk [ ] (some services might be offered for free) who can help you with a money management plan.
A. a weekly meal plan
B. credit card
C. a saving account
D. rates with your
E. to financial advisors