Fill in the missing words to complete the sentences.

1. My brother took out a ... ... to go to the university.

2. ... ... seem to be going up all the time. I think I'll cycle to work in the future.

3. Many consumers go on a ... ... at Christmas time.

4. I'm always broke after paying the ... ... at the end of the month.

5. If I don't help around the house, I won't get any ... ... .